Visa Credit Card

Whether you’re going online, going to binge-watch or going to the gym, make your LGFCU Visa® your go-to.

Using your LGFCU Visa Credit Card as your default card for recurring payments and purchases is a smart choice. Your LGFCU Visa is both affordable and convenient, because we’re looking out for your best interests. We even let you choose the time frame to pay off your balance! 

No annual fees

Our credit card has no annual fee and can be used as an Overdraft Transfer Service on your LGFCU Checking Account with loan officer approval. Your minimum monthly payment is 3% of your outstanding balance or $25 per month, whichever is greater, which means you can make a plan to pay off your balance without going broke.

Competitive rate

What's even more important is that our variable interest rate (subject to change quarterly) is not an introductory rate. We offer the same competitive rate for purchases, cash advances and balance transfers. We don’t make you pay more for cash advances like some other institutions. 

Balance transfers

Transfer your existing high-interest, credit card balances to an LGFCU Visa Credit Card with no transfer fee. To transfer your balance, please bring a completed Balance Transfer Request Form or the last credit card statement from your other financial institution(s) into your local branch for processing. 

Create a custom PIN

If you would like to choose your own personal identification number (PIN) for your LGFCU Visa Credit Card, call 888.886.0083. Then just follow the prompts to customize or reset your PIN.

Even more benefits

Varying credit limits are available and our credit card is available to residents in North Carolina, South Carolina, Georgia, Tennessee and Virginia. In addition to all of these great benefits, Visa also offers a convenient alternative to rental insurance through a car rental agency. Learn more with the Visa Auto Rental Collision Damage Waiver program guide

Next Steps

Choose a way to request your LGFCU Visa Credit Card.